Bremerton, WA
Cyber liability insurance in Bremerton, Washington
Local business data, breach notification rules, and what insurers ask Bremerton businesses. A quote is not a binder.
Businesses in Bremerton (45,291 people) share a county economy of 6,272 establishments. Health care, professional and technical services, and finance and insurance make up 29% of them, compared with 28% across Washington.
The business mix around Bremerton
| Establishments (2023) | Kitsap County | Washington |
|---|---|---|
| All business establishments | 6,272 | 202,177 |
| Health care and social assistance | 733 | 23,923 |
| Professional, scientific, and technical services | 805 | 23,574 |
| Finance and insurance | 300 | 9,829 |
| Share in these three sectors | 29% | 28% |
| Establishments with fewer than 5 employees | 58% | 56% |
Census Bureau County Business Patterns, 2023 release.
Health care is a large cyber exposure in Kitsap County: 733 establishments, from clinics and dental offices to home health and social service agencies. Patient records carry both breach notification duties and federal health privacy obligations.
805 professional, scientific, and technical firms operate in the county: accountants, law and engineering offices, consultants, and IT providers. They hold client confidential data and move money on clients' behalf, which makes them prime business email compromise targets.
What Bremerton's workforce says about cyber exposure
About 12% of Bremerton's 23,962 workers worked from home in the 2020–2024 Census survey, below the Washington rate of 20%. Remote access, home networks, and personal devices widen the attack surface that underwriters ask about.
Renters occupy 52% of Bremerton's homes, out of 19,735.0 housing units. Rental and real estate businesses that process applications and deposits are frequent targets of payment diversion scams.
Work and housing data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
If Bremerton customer data is exposed
Washington's breach notification statute, RCW 19.255 (personal information breach notification), governs notice to affected residents. Because the duty follows where people live, a Bremerton company with out-of-state customers may face several laws at once.
IC3 logged 18,009 complaints from Washington in 2024, or 226.3 per 100,000 residents.
58% of businesses in the county are very small (under five employees). Managed service providers and built-in cloud security features can get them to the control levels insurers expect.
How Bremerton compares
Seattle (King County) draws on 8,762 health care establishments in its county. Spokane (Spokane County) draws on 1,874 health care establishments in its county. By remote-work share, Bremerton ranks 26th among the 30 Washington cities profiled here.
Bremerton cyber quote checklist
- Prior incidents or claims
- Types of sensitive data you hold
- How you verify changes to vendor bank details
- Industry and description of operations
- Where MFA is enforced: email, remote access, admin accounts
- Endpoint protection in use
Bremerton cyber insurance FAQ
Do Bremerton businesses need cyber insurance?
Any business that stores customer data, relies on email, or pays vendors electronically has exposure. See the Washington page for state data.
How many data-heavy businesses operate near Bremerton?
The Census Bureau counted 733 health care and social assistance establishments and 805 professional services establishments in Kitsap County in 2023.
What security do insurers expect from Bremerton businesses?
Options are limited without multi-factor authentication. See what insurers look for.
Other cyber insurance pages near Bremerton
Cyber insurance in Washington · Coverage guides
Last updated October 15, 2026 · How we research