South Dakota
Cyber liability insurance in South Dakota
Internet crime data, breach notification rules, and city guides for South Dakota businesses. A quote is not a binder.
South Dakota residents filed 1,298 internet crime complaints with the FBI in 2024 and reported $24,957,446 in losses. The state had 29,106 business establishments in 2023, 24% of them in health care, professional services, or finance, the sectors that hold the most sensitive data. Below are the state's numbers, its breach notification law, what moves a cyber quote, and guides for the largest cities.
South Dakota cyber risk at a glance
| Measure | South Dakota | Source |
|---|---|---|
| IC3 internet crime complaints (2024) | 1,298 | FBI IC3 |
| Reported internet crime losses (2024) | $24,957,446 | FBI IC3 |
| Complaints per 100,000 residents (2024) | 140.4 | FBI IC3 |
| Business establishments (2023) | 29,106 | Census CBP |
| Health care and social assistance establishments | 2,829 | Census CBP |
| Professional, scientific, and technical establishments | 2,214 | Census CBP |
| Finance and insurance establishments | 2,044 | Census CBP |
| Share of establishments in these three sectors | 24% | Census CBP |
| Establishments with fewer than 5 employees | 56% | Census CBP |
| Workers who work from home | 10% | Census ACS |
Sources: FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report; U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52); U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter.
South Dakota data breach notification law
When personal information about South Dakota residents is compromised, notice is governed by SDCL §§ 22-40-19 to 22-40-26. The statute defines personal information, sets the timing and content of notices, and in some cases requires notice to the attorney general. Affected people in other states bring their own laws into play. Our breach notification guide compares the ten states we serve.
What moves a South Dakota cyber quote
- Revenue and size of the business.
- Industry, especially health care, finance, and professional services.
- Records held: volume and type of personal, health, and payment data.
- Security controls: MFA, endpoint detection and response, backups, and patching.
- Limits, retention, and waiting period you choose.
- Coverage options such as social engineering and dependent business interruption.
- Prior incidents and claims.
See cost factors and security controls insurers look for.
City guides for South Dakota
- Sioux Falls
- Rapid City
- Aberdeen
- Brookings
- Watertown
- Yankton
- Mitchell
- Huron
- Box Elder
- Spearfish
- Pierre
- Vermillion
- Brandon
- Harrisburg
- Tea
Coverage and guides
- First-party cyber coverage
- Third-party cyber liability
- Ransomware and cyber extortion coverage
- Social engineering and funds transfer fraud
- Cyber business interruption
- Regulatory defense and PCI coverage
- Data breach notification laws by state
- Security controls cyber insurers look for
- Cyber insurance application checklist
- What affects cyber insurance cost
- Building a cyber incident response plan
More South Dakota communities
We accept cyber insurance requests from businesses anywhere in South Dakota. Other communities, grouped by county:
Roberts County: Wilmot, White Rock, Summit, Sisseton, Rosholt, Peever, Ortley, New Effington, Corona, Claire City
Spink County: Turton, Tulare, Redfield, Northville, Mellette, Frankfort, Doland, Conde, Brentford, Ashton
Turner County: Viborg, Parker, Monroe, Marion, Irene, Hurley, Dolton, Davis, Chancellor, Centerville
Brown County: Westport, Warner, Verdon, Stratford, Hecla, Groton, Frederick, Columbia, Claremont
Grant County: Twin Brooks, Strandburg, Stockholm, Revillo, Milbank, Marvin, La Bolt, Big Stone City, Albee
Kingsbury County: Oldham, Lake Preston, Iroquois, Hetland, Erwin, De Smet, Bancroft, Badger, Arlington
Minnehaha County: Valley Springs, Sherman, Humboldt, Hartford, Garretson, Dell Rapids, Crooks, Colton, Baltic
Day County: Webster, Waubay, Roslyn, Pierpont, Grenville, Butler, Bristol, Andover
Beadle County: Yale, Wolsey, Wessington, Virgil, Hitchcock, Cavour, Broadland
Brookings County: White, Volga, Sinai, Elkton, Bushnell, Bruce, Aurora
Charles Mix County: Wagner, Ravinia, Platte, Pickstown, Lake Andes, Geddes, Dante
Clark County: Willow Lake, Vienna, Raymond, Naples, Garden City, Clark, Bradley
Deuel County: Toronto, Goodwin, Gary, Clear Lake, Brandt, Astoria, Altamont
Faulk County: Seneca, Rockham, Orient, Onaka, Faulkton, Cresbard, Chelsea
Gregory County: Herrick, Gregory, Fairfax, Dallas, Burke, Bonesteel
Hamlin County: Lake Norden, Hazel, Hayti, Estelline, Castlewood, Bryant
Hutchinson County: Tripp, Parkston, Olivet, Menno, Freeman, Dimock
Pennington County: Wasta, Wall, Quinn, New Underwood, Keystone, Hill City
Walworth County: Selby, Mobridge, Lowry, Java, Glenham, Akaska
Bon Homme County: Tyndall, Tabor, Springfield, Scotland, Avon
Codington County: Wallace, South Shore, Kranzburg, Henry, Florence
Custer County: Pringle, Hermosa, Fairburn, Custer, Buffalo Gap
Lake County: Wentworth, Ramona, Nunda, Madison, Brant Lake
Lincoln County: Worthing, Lennox, Hudson, Fairview, Canton
Marshall County: Veblen, Langford, Lake City, Eden, Britton
Mccook County: Spencer, Salem, Montrose, Canistota, Bridgewater
Mcpherson County: Wetonka, Long Lake, Leola, Hillsview, Eureka
Moody County: Ward, Trent, Flandreau, Egan, Colman
Union County: North Sioux City, Jefferson, Elk Point, Beresford, Alcester
Yankton County: Volin, Utica, Mission Hill, Lesterville, Gayville
Butte County: Nisland, Newell, Fruitdale, Belle Fourche
Campbell County: Pollock, Mound City, Herreid, Artas
Edmunds County: Roscoe, Ipswich, Hosmer, Bowdle
Hanson County: Fulton, Farmer, Emery, Alexandria
Jackson County: Kadoka, Interior, Cottonwood, Belvidere
Lawrence County: Whitewood, Lead, Deadwood, Central City
Lyman County: Reliance, Presho, Oacoma, Kennebec
Meade County: Summerset, Sturgis, Piedmont, Faith
Miner County: Vilas, Howard, Carthage, Canova
Potter County: Tolstoy, Lebanon, Hoven, Gettysburg
Aurora County: White Lake, Stickney, Plankinton
Brule County: Pukwana, Kimball, Chamberlain
Corson County: Morristown, McLaughlin, McIntosh
Dewey County: Timber Lake, Isabel, Eagle Butte
Douglas County: Delmont, Corsica, Armour
Fall River County: Oelrichs, Hot Springs, Edgemont
Hand County: St. Lawrence, Ree Heights, Miller
Jerauld County: Wessington Springs, Lane, Alpena
Sanborn County: Woonsocket, Letcher, Artesian
Tripp County: Winner, New Witten, Colome
Davison County: Mount Vernon, Ethan
Haakon County: Philip, Midland
Harding County: Camp Crook, Buffalo
Hughes County: Harrold, Blunt
Jones County: Murdo, Draper
Mellette County: Wood, White River
Perkins County: Lemmon, Bison
Sully County: Onida, Agar
Todd County: St. Francis, Mission
Bennett County: Martin
Clay County: Wakonda
Hyde County: Highmore
Oglala Lakota County: Batesland
Stanley County: Fort Pierre
Ziebach County: Dupree
Cyber insurance in South Dakota: FAQ
What is South Dakota's data breach notification law?
SDCL §§ 22-40-19 to 22-40-26. Businesses must also consider the laws of other states where affected individuals live.
How much internet crime is reported in South Dakota?
The FBI's IC3 received 1,298 complaints from South Dakota in 2024, with $24,957,446 in reported losses.
Who regulates cyber insurers in South Dakota?
Insurance companies are regulated by the South Dakota Division of Insurance.
How do I get cyber insurance in South Dakota?
Gather your business details, data inventory, and security controls, then request quotes. Insurers price each business individually after underwriting.
Sources
- FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report
- U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52)
- U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter
- U.S. Census Bureau Vintage 2024 city population estimates
- South Dakota Division of Insurance
Start a South Dakota cyber quote
Last updated October 15, 2026 · How we research