Coverage
Cyber insurance coverage explained
The parts of a cyber policy and what each one pays for.
First-party cyber coverage
What first-party cyber insurance pays for after an incident: forensics, notification, credit monitoring, data restoration, and crisis communications.
Third-party cyber liability
How cyber liability coverage responds when customers, partners, or regulators bring claims after a breach or privacy failure.
Ransomware and cyber extortion coverage
How cyber extortion coverage works, what it pays for, and the security controls insurers expect before covering ransomware.
Social engineering and funds transfer fraud
How cyber policies cover business email compromise, fake invoices, and fraudulent wire transfers, and how to prevent them.
Cyber business interruption
How cyber business interruption coverage replaces lost income and extra expense when a cyberattack or system failure stops your operations.
Regulatory defense and PCI coverage
How cyber insurance responds to regulatory investigations, privacy penalties, and payment card industry assessments after a breach.
Last updated October 15, 2026 · How we research