Tacoma, WA
Cyber liability insurance in Tacoma, Washington
Local business data, breach notification rules, and what insurers ask Tacoma businesses. A quote is not a binder.
Tacoma has about 226,000 residents and sits in Pierce County, where 20,051 business establishments operated in 2023. 5,196 of them (26%) were in health care, professional services, or finance, the sectors that hold the most sensitive data.
The business mix around Tacoma
| Establishments (2023) | Pierce County | Washington |
|---|---|---|
| All business establishments | 20,051 | 202,177 |
| Health care and social assistance | 2,468 | 23,923 |
| Professional, scientific, and technical services | 1,767 | 23,574 |
| Finance and insurance | 961 | 9,829 |
| Share in these three sectors | 26% | 28% |
| Establishments with fewer than 5 employees | 55% | 56% |
Census Bureau County Business Patterns, 2023 release.
The county's 2,468 health care and social assistance establishments hold medical, insurance, and payment information. Those are among the most targeted records in ransomware and data theft cases, and they bring regulatory scrutiny after a breach.
Professional services are well represented, with 1,767 establishments. Accounting, design, consulting, and technology firms near Tacoma often face contract requirements to carry cyber liability for their clients.
Remote workers in Tacoma
Tacoma has roughly 110,688 working residents, and 16% of them reported working from home, against 20% statewide. Even a modest remote share means remote access must be locked down with multi-factor authentication.
Measured by homes, Tacoma is a 97,298.0-unit city with buildings of five or more units making up 29% of its housing. Apartment operators and their vendors handle tenant financial data at scale.
Work and housing data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
If Tacoma customer data is exposed
Washington's breach notification statute, RCW 19.255 (personal information breach notification), governs notice to affected residents. Because the duty follows where people live, a Tacoma company with out-of-state customers may face several laws at once.
Statewide, Washington residents filed 18,009 complaints with the FBI's IC3 in 2024 and reported $368,203,209 in losses.
55% of businesses in the county are very small (under five employees). Managed service providers and built-in cloud security features can get them to the control levels insurers expect.
Nearby markets
King County, home to Seattle, lists 70,376 business establishments. Spokane (Spokane County) draws on 1,874 health care establishments in its county. Also in Pierce County, Lakewood has a remote-work share of 9%. By remote-work share, Tacoma ranks 15th among the 30 Washington cities profiled here.
Preparing a Tacoma cyber insurance request
- Business name, website domains, and revenue
- What your business does and who your customers are
- Multi-factor authentication status
- Antivirus or EDR on computers and servers
- How backups are stored and when they were last restored
- Personal, health, payment card, or financial data you store
Questions from Tacoma businesses
Is cyber insurance worth it for a small Tacoma business?
Any business that stores customer data, relies on email, or pays vendors electronically has exposure. See the Washington page for state data.
How many data-heavy businesses operate near Tacoma?
The Census Bureau counted 2,468 health care and social assistance establishments and 1,767 professional services establishments in Pierce County in 2023.
What security do insurers expect from Tacoma businesses?
Most insurers ask about MFA, endpoint protection, backups, and patching. See security controls.
More Washington cities
Cyber insurance in Washington · Coverage guides
Last updated October 15, 2026 · How we research