Arkansas
Cyber liability insurance in Arkansas
Internet crime data, breach notification rules, and city guides for Arkansas businesses. A quote is not a binder.
Arkansas residents filed 4,240 internet crime complaints with the FBI in 2024 and reported $51,714,039 in losses. The state had 70,452 business establishments in 2023, 28% of them in health care, professional services, or finance, the sectors that hold the most sensitive data. Below are the state's numbers, its breach notification law, what moves a cyber quote, and guides for the largest cities.
Arkansas cyber risk at a glance
| Measure | Arkansas | Source |
|---|---|---|
| IC3 internet crime complaints (2024) | 4,240 | FBI IC3 |
| Reported internet crime losses (2024) | $51,714,039 | FBI IC3 |
| Complaints per 100,000 residents (2024) | 137.3 | FBI IC3 |
| Business establishments (2023) | 70,452 | Census CBP |
| Health care and social assistance establishments | 9,072 | Census CBP |
| Professional, scientific, and technical establishments | 6,260 | Census CBP |
| Finance and insurance establishments | 4,527 | Census CBP |
| Share of establishments in these three sectors | 28% | Census CBP |
| Establishments with fewer than 5 employees | 52% | Census CBP |
| Workers who work from home | 9% | Census ACS |
Sources: FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report; U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52); U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter.
Arkansas data breach notification law
When personal information about Arkansas residents is compromised, notice is governed by Personal Information Protection Act, Ark. Code § 4-110-101 et seq.. The statute defines personal information, sets the timing and content of notices, and in some cases requires notice to the attorney general. Affected people in other states bring their own laws into play. Our breach notification guide compares the ten states we serve.
What moves a Arkansas cyber quote
- Revenue and size of the business.
- Industry, especially health care, finance, and professional services.
- Records held: volume and type of personal, health, and payment data.
- Security controls: MFA, endpoint detection and response, backups, and patching.
- Limits, retention, and waiting period you choose.
- Coverage options such as social engineering and dependent business interruption.
- Prior incidents and claims.
See cost factors and security controls insurers look for.
City guides for Arkansas
- Little Rock
- Fayetteville
- Fort Smith
- Springdale
- Jonesboro
- Rogers
- Conway
- North Little Rock
- Bentonville
- Pine Bluff
- Benton
- Hot Springs
- Sherwood
- Bella Vista
- Paragould
- Russellville
- Jacksonville
- Texarkana
- Cabot
- Centerton
Coverage and guides
- First-party cyber coverage
- Third-party cyber liability
- Ransomware and cyber extortion coverage
- Social engineering and funds transfer fraud
- Cyber business interruption
- Regulatory defense and PCI coverage
- Data breach notification laws by state
- Security controls cyber insurers look for
- Cyber insurance application checklist
- What affects cyber insurance cost
- Building a cyber incident response plan
More Arkansas communities
We accept cyber insurance requests from businesses anywhere in Arkansas. Other communities, grouped by county:
Mississippi County: Wilson, Victoria, Osceola, Marie, Manila, Luxora, Leachville, Keiser, Joiner, Gosnell, Etowah, Dyess, Dell, Burdette, Blytheville, Birdsong, Bassett
White County: West Point, Searcy, Russell, Rose Bud, Pangburn, McRae, Letona, Kensett, Judsonia, Higginson, Griffithville, Georgetown, Garner, Bradford, Beebe, Bald Knob
Benton County: Sulphur Springs, Springtown, Siloam Springs, Pea Ridge, Lowell, Little Flock, Highfill, Gravette, Gentry, Gateway, Garfield, Decatur, Cave Springs, Avoca
Crittenden County: West Memphis, Turrell, Sunset, Marion, Jericho, Jennette, Horseshoe Lake, Gilmore, Edmondson, Earle, Crawfordsville, Clarkedale, Anthonyville
Lawrence County: Walnut Ridge, Strawberry, Smithville, Sedgwick, Ravenden, Powhatan, Portia, Minturn, Lynn, Imboden, Hoxie, Black Rock, Alicia
Clay County: Success, St. Francis, Rector, Pollard, Piggott, Peach Orchard, Nimmons, McDougal, Knobel, Greenway, Datto, Corning
Boone County: Zinc, Valley Springs, South Lead Hill, Omaha, Lead Hill, Harrison, Everton, Diamond City, Bergman, Bellefonte, Alpena
Jackson County: Weldon, Tupelo, Tuckerman, Swifton, Newport, Jacksonport, Grubbs, Diaz, Campbell Station, Beedeville, Amagon
Washington County: Winslow, West Fork, Tontitown, Prairie Grove, Lincoln, Johnson, Greenland, Goshen, Farmington, Elm Springs, Elkins
Hempstead County: Washington, Perrytown, Patmos, Ozan, Oakhaven, McNab, McCaskill, Hope, Fulton, Blevins
Sebastian County: Midland, Mansfield, Lavaca, Huntington, Hartford, Hackett, Greenwood, Central City, Bonanza, Barling
Craighead County: Monette, Lake City, Egypt, Cash, Caraway, Brookland, Bono, Black Oak, Bay
Crawford County: Van Buren, Rudy, Mulberry, Mountainburg, Kibler, Dyer, Chester, Cedarville, Alma
Faulkner County: Wooster, Vilonia, Twin Groves, Mount Vernon, Mayflower, Holland, Guy, Greenbrier, Enola
Independence County: Sulphur Rock, Southside, Pleasant Plains, Oil Trough, Newark, Moorefield, Magness, Cushman, Batesville
Logan County: Subiaco, Scranton, Ratcliff, Paris, Morrison Bluff, Magazine, Caulksville, Booneville, Blue Mountain
Lonoke County: Ward, Lonoke, Keo, Humnoke, England, Coy, Carlisle, Austin, Allport
Baxter County: Salesville, Norfork, Mountain Home, Lakeview, Gassville, Cotter, Briarcliff, Big Flat
Izard County: Pineville, Oxford, Mount Pleasant, Melbourne, Horseshoe Bend, Guion, Franklin, Calico Rock
Poinsett County: Weiner, Waldenburg, Tyronza, Trumann, Marked Tree, Lepanto, Harrisburg, Fisher
Sharp County: Williford, Sidney, Highland, Hardy, Evening Shade, Cherokee Village, Cave City, Ash Flat
St. Francis County: Widener, Wheatley, Palestine, Madison, Hughes, Forrest City, Colt, Caldwell
Union County: Strong, Smackover, Norphlet, Junction City, Huttig, Felsenthal, El Dorado, Calion
Ashley County: Wilmot, Portland, Parkdale, Montrose, Hamburg, Fountain Hill, Crossett
Carroll County: Oak Grove, Holiday Island, Green Forest, Eureka Springs, Blue Eye, Berryville, Beaver
Clark County: Whelen Springs, Okolona, Gurdon, Gum Springs, Caddo Valley, Arkadelphia, Amity
Nevada County: Willisville, Rosston, Prescott, Emmet, Cale, Bodcaw, Bluff City
Perry County: Perryville, Perry, Houston, Fourche, Casa, Bigelow, Adona
Yell County: Plainview, Ola, Havana, Dardanelle, Danville, Corinth, Belleville
Arkansas County: Stuttgart, St. Charles, Humphrey, Gillett, DeWitt, Almyra
Desha County: Watson, Reed, Mitchellville, McGehee, Dumas, Arkansas City
Franklin County: Wiederkehr Village, Ozark, Denning, Charleston, Branch, Altus
Hot Spring County: Rockport, Perla, Midway, Malvern, Friendship, Donaldson
Lee County: Rondo, Moro, Marianna, LaGrange, Haynes, Aubrey
Ouachita County: Stephens, Louann, East Camden, Chidester, Camden, Bearden
Polk County: Wickes, Vandervoort, Mena, Hatfield, Grannis, Cove
Randolph County: Reyno, Ravenden Springs, Pocahontas, O'Kean, Maynard, Biggers
Saline County: Traskwood, Shannon Hills, Haskell, Bryant, Bauxite, Alexander
Cleburne County: Quitman, Higden, Heber Springs, Greers Ferry, Concord
Columbia County: Waldo, Taylor, McNeil, Magnolia, Emerson
Grant County: Tull, Sheridan, Prattsville, Poyen, Leola
Jefferson County: White Hall, Wabbaseka, Sherrill, Redfield, Altheimer
Johnson County: Lamar, Knoxville, Hartman, Coal Hill, Clarksville
Little River County: Winthrop, Wilton, Ogden, Foreman, Ashdown
Marion County: Yellville, Summit, Pyatt, Flippin, Bull Shoals
Monroe County: Roe, Holly Grove, Fargo, Clarendon, Brinkley
Phillips County: Marvell, Lexa, Lake View, Helena-West Helena, Elaine
Pike County: Murfreesboro, Glenwood, Delight, Daisy, Antoine
Pope County: Pottsville, London, Hector, Dover, Atkins
Prairie County: Ulm, Hazen, Fredonia, Des Arc, De Valls Bluff
Searcy County: St. Joe, Pindall, Marshall, Leslie, Gilbert
Sevier County: Lockesburg, Horatio, Gillham, De Queen, Ben Lomond
Woodruff County: Patterson, McCrory, Hunter, Cotton Plant, Augusta
Calhoun County: Tinsman, Thornton, Harrell, Hampton
Conway County: Plumerville, Oppelo, Morrilton, Menifee
Cross County: Wynne, Parkin, Hickory Ridge, Cherry Valley
Drew County: Winchester, Wilmar, Tillar, Monticello
Greene County: Oak Grove Heights, Marmaduke, Lafe, Delaplaine
Howard County: Tollette, Nashville, Mineral Springs, Dierks
Lafayette County: Stamps, Lewisville, Buckner, Bradley
Montgomery County: Oden, Norman, Mount Ida, Black Springs
Van Buren County: Shirley, Fairfield Bay, Damascus, Clinton
Bradley County: Warren, Hermitage, Banks
Chicot County: Lake Village, Eudora, Dermott
Dallas County: Sparkman, Fordyce, Carthage
Fulton County: Viola, Salem, Mammoth Spring
Garland County: Mountain Pine, Lonsdale, Fountain Lake
Lincoln County: Star City, Grady, Gould
Madison County: St. Paul, Huntsville, Hindsville
Pulaski County: Wrightsville, Maumelle, Cammack Village
Cleveland County: Rison, Kingsland
Miller County: Garland, Fouke
Newton County: Western Grove, Jasper
Stone County: Mountain View, Fifty-Six
Scott County: Waldron
Cyber insurance in Arkansas: FAQ
What is Arkansas's data breach notification law?
Personal Information Protection Act, Ark. Code § 4-110-101 et seq.. Businesses must also consider the laws of other states where affected individuals live.
How much internet crime is reported in Arkansas?
The FBI's IC3 received 4,240 complaints from Arkansas in 2024, with $51,714,039 in reported losses.
Who regulates cyber insurers in Arkansas?
Insurance companies are regulated by the Arkansas Insurance Department.
How do I get cyber insurance in Arkansas?
Gather your business details, data inventory, and security controls, then request quotes. Insurers price each business individually after underwriting.
Sources
- FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report
- U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52)
- U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter
- U.S. Census Bureau Vintage 2024 city population estimates
- Arkansas Insurance Department
Last updated October 15, 2026 · How we research