Pennsylvania

Cyber liability insurance in Pennsylvania

Internet crime data, breach notification rules, and city guides for Pennsylvania businesses. A quote is not a binder.

Pennsylvania residents filed 27,838 internet crime complaints with the FBI in 2024 and reported $400,082,312 in losses. The state had 307,065 business establishments in 2023, 28% of them in health care, professional services, or finance, the sectors that hold the most sensitive data. Below are the state's numbers, its breach notification law, what moves a cyber quote, and guides for the largest cities.

Pennsylvania cyber risk at a glance

MeasurePennsylvaniaSource
IC3 internet crime complaints (2024)27,838FBI IC3
Reported internet crime losses (2024)$400,082,312FBI IC3
Complaints per 100,000 residents (2024)212.8FBI IC3
Business establishments (2023)307,065Census CBP
Health care and social assistance establishments39,602Census CBP
Professional, scientific, and technical establishments30,357Census CBP
Finance and insurance establishments16,829Census CBP
Share of establishments in these three sectors28%Census CBP
Establishments with fewer than 5 employees51%Census CBP
Workers who work from home16%Census ACS

Sources: FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report; U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52); U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter.

Pennsylvania data breach notification law

When personal information about Pennsylvania residents is compromised, notice is governed by Breach of Personal Information Notification Act, 73 P.S. § 2301 et seq.. The statute defines personal information, sets the timing and content of notices, and in some cases requires notice to the attorney general. Affected people in other states bring their own laws into play. Our breach notification guide compares the ten states we serve.

What moves a Pennsylvania cyber quote

  1. Revenue and size of the business.
  2. Industry, especially health care, finance, and professional services.
  3. Records held: volume and type of personal, health, and payment data.
  4. Security controls: MFA, endpoint detection and response, backups, and patching.
  5. Limits, retention, and waiting period you choose.
  6. Coverage options such as social engineering and dependent business interruption.
  7. Prior incidents and claims.

See cost factors and security controls insurers look for.

City guides for Pennsylvania

Coverage and guides

More Pennsylvania communities

We accept cyber insurance requests from businesses anywhere in Pennsylvania. Other communities, grouped by county:

Allegheny County: Wilmerding, Wilkinsburg, Whitehall, White Oak, Whitaker, West View, West Mifflin, West Homestead, West Elizabeth, Wall, Versailles, Verona, Turtle Creek, Thornburg, Tarentum, Swissvale, Springdale, Sharpsburg, Sewickley Hills, Sewickley Heights, Sewickley, Rosslyn Farms, Rankin, Port Vue, Pleasant Hills, Pitcairn, Pennsbury Village, Oakmont, Oakdale, North Braddock, Munhall, Mount Oliver, Millvale, McKeesport, McKees Rocks, Lincoln, Liberty, Leetsdale, Jefferson Hills, Ingram, Homestead, Heidelberg, Haysville, Green Tree, Glenfield, Glen Osborne, Glassport, Franklin Park, Fox Chapel, Forest Hills, Etna, Emsworth, Elizabeth, Edgeworth, Edgewood, East Pittsburgh, East McKeesport, Duquesne, Dravosburg, Dormont, Crafton, Coraopolis, Clairton, Churchill, Cheswick, Chalfant, Castle Shannon, Carnegie, Bridgeville, Brentwood, Bradford Woods, Braddock Hills, Braddock, Brackenridge, Blawnox, Ben Avon Heights, Ben Avon, Bellevue, Bell Acres, Avalon, Aspinwall

Westmoreland County: Youngwood, Youngstown, West Newton, West Leechburg, Vandergrift, Trafford, Sutersville, Southwest Greensburg, South Greensburg, Smithton, Seward, Scottdale, Penn, Oklahoma, North Irwin, North Belle Vernon, New Stanton, New Kensington, New Florence, New Alexandria, Mount Pleasant, Monessen, Manor, Madison, Lower Burrell, Ligonier, Laurel Mountain, Latrobe, Jeannette, Irwin, Hyde Park, Hunker, Greensburg, Export, East Vandergrift, Donegal, Derry, Delmont, Bolivar, Avonmore, Arona, Arnold, Adamsburg

Luzerne County: Yatesville, Wyoming, White Haven, West Wyoming, West Pittston, West Hazleton, Warrior Run, Swoyersville, Sugar Notch, Shickshinny, Pringle, Plymouth, Pittston, Penn Lake Park, Nuangola, New Columbus, Nescopeck, Nanticoke, Luzerne, Laurel Run, Larksville, Laflin, Kingston, Jeddo, Hughestown, Harveys Lake, Freeland, Forty Fort, Exeter, Edwardsville, Duryea, Dupont, Dallas, Courtdale, Conyngham, Bear Creek Village, Avoca, Ashley

York County: Yorkana, York Haven, Yoe, Wrightsville, Winterstown, Windsor, West York, Wellsville, Stewartstown, Spring Grove, Shrewsbury, Seven Valleys, Red Lion, Railroad, North York, New Salem, New Freedom, Mount Wolf, Manchester, Loganville, Lewisberry, Jefferson, Jacobus, Hanover, Hallam, Goldsboro, Glen Rock, Franklintown, Felton, Fawn Grove, East Prospect, Dover, Dillsburg, Delta, Dallastown, Cross Roads

Washington County: West Middletown, West Brownsville, Washington, Twilight, Stockdale, Speers, Roscoe, North Charleroi, New Eagle, Monongahela, Midway, McDonald, Marianna, Long Branch, Houston, Green Hills, Finleyville, Ellsworth, Elco, East Washington, Dunlevy, Donora, Deemston, Cokeburg, Coal Center, Claysville, Charleroi, Centerville, Canonsburg, Burgettstown, Bentleyville, Beallsville, Allenport

Cambria County: Wilmore, Westmont, Vintondale, Tunnelhill, Summerhill, Southmont, South Fork, Scalp Level, Sankertown, Portage, Patton, Northern Cambria, Nanty-Glo, Loretto, Lorain, Lilly, Johnstown, Hastings, Geistown, Gallitzin, Ferndale, Ehrenfeld, Ebensburg, East Conemaugh, Dale, Daisytown, Cresson, Chest Springs, Cassandra, Carrolltown, Brownstown, Ashville

Beaver County: West Mayfield, South Heights, Shippingport, Rochester, Patterson Heights, Ohioville, New Galilee, New Brighton, Monaca, Midland, Koppel, Industry, Hookstown, Homewood, Glasgow, Georgetown, Freedom, Frankfort Springs, Fallston, Economy, Eastvale, East Rochester, Darlington, Conway, Bridgewater, Big Beaver, Beaver Falls, Beaver, Baden, Ambridge, Aliquippa

Schuylkill County: Tremont, Tower City, Tamaqua, St. Clair, Shenandoah, Schuylkill Haven, Ringtown, Pottsville, Port Clinton, Port Carbon, Pine Grove, Palo Alto, Orwigsburg, New Ringgold, New Philadelphia, Mount Carbon, Minersville, Middleport, Mechanicsville, McAdoo, Mahanoy City, Landingville, Gordon, Girardville, Gilberton, Frackville, Deer Lake, Cressona, Coaldale, Auburn, Ashland

Berks County: Wyomissing, Womelsdorf, West Reading, Wernersville, Topton, St. Lawrence, Sinking Spring, Shoemakersville, Shillington, Robesonia, New Morgan, Mount Penn, Mohnton, Lyons, Lenhartsville, Leesport, Laureldale, Kutztown, Kenhorst, Hamburg, Fleetwood, Centerport, Boyertown, Birdsboro, Bernville, Bechtelsville, Bally

Delaware County: Yeadon, Upland, Trainer, Swarthmore, Sharon Hill, Rutledge, Rose Valley, Ridley Park, Prospect Park, Parkside, Norwood, Morton, Millbourne, Media, Marcus Hook, Lansdowne, Glenolden, Folcroft, Eddystone, East Lansdowne, Darby, Colwyn, Collingdale, Clifton Heights, Chester Heights, Brookhaven, Aldan

Somerset County: Windber, Wellersburg, Ursina, Stoystown, Somerset, Shanksville, Seven Springs, Salisbury, Rockwood, Paint, New Centerville, New Baltimore, Meyersdale, Jennerstown, Indian Lake, Hooversville, Garrett, Confluence, Central City, Casselman, Callimont, Boswell, Berlin, Benson, Addison

Butler County: Zelienople, West Sunbury, West Liberty, Valencia, Slippery Rock, Seven Fields, Saxonburg, Prospect, Portersville, Petrolia, Mars, Karns City, Harrisville, Harmony, Fairview, Evans City, Eau Claire, East Butler, Connoquenessing, Chicora, Cherry Valley, Callery, Butler, Bruin

Bucks County: Yardley, Tullytown, Trumbauersville, Silverdale, Sellersville, Riegelsville, Richlandtown, Quakertown, Perkasie, Penndel, Newtown, New Hope, New Britain, Morrisville, Langhorne Manor, Langhorne, Ivyland, Hulmeville, Dublin, Doylestown, Chalfont, Bristol

Montgomery County: West Conshohocken, Trappe, Telford, Souderton, Schwenksville, Royersford, Rockledge, Red Hill, Pennsburg, North Wales, Narberth, Lansdale, Jenkintown, Hatfield, Hatboro, Green Lane, East Greenville, Conshohocken, Collegeville, Bryn Athyn, Bridgeport, Ambler

Northampton County: Wind Gap, Wilson, West Easton, Walnutport, Tatamy, Stockertown, Roseto, Portland, Pen Argyl, Northampton, North Catasauqua, Nazareth, Hellertown, Glendon, Freemansburg, East Bangor, Chapman, Bath, Bangor

Clearfield County: Westover, Wallaceton, Troutville, Ramey, Osceola Mills, New Washington, Mahaffey, Irvona, Houtzdale, Grampian, Glen Hope, DuBois, Curwensville, Coalport, Clearfield, Chester Hill, Burnside, Brisbin

Fayette County: Vanderbilt, Uniontown, South Connellsville, Smithfield, Point Marion, Perryopolis, Ohiopyle, Newell, Masontown, Markleysburg, Fayette City, Fairchance, Everson, Dunbar, Dawson, Connellsville, Brownsville, Belle Vernon

Huntingdon County: Three Springs, Shirleysburg, Shade Gap, Saltillo, Rockhill, Petersburg, Orbisonia, Mount Union, Mill Creek, Marklesburg, Mapleton, Huntingdon, Dudley, Coalmont, Cassville, Broad Top City, Birmingham, Alexandria

Lackawanna County: Vandling, Throop, Taylor, Olyphant, Old Forge, Moscow, Moosic, Mayfield, Jessup, Jermyn, Dunmore, Dickson City, Dalton, Clarks Summit, Clarks Green, Carbondale, Blakely, Archbald

Lancaster County: Terre Hill, Strasburg, Quarryville, New Holland, Mountville, Mount Joy, Millersville, Marietta, Manheim, Lititz, Ephrata, Elizabethtown, East Petersburg, Denver, Columbia, Christiana, Akron, Adamstown

Armstrong County: Worthington, West Kittanning, South Bethlehem, Rural Valley, Parker, North Apollo, Manorville, Leechburg, Kittanning, Freeport, Ford Cliff, Ford City, Elderton, Dayton, Atwood, Applewold, Apollo

Mercer County: Wheatland, West Middlesex, Stoneboro, Sheakleyville, Sharpsville, Sharon, Sandy Lake, New Lebanon, Mercer, Jamestown, Jackson Center, Hermitage, Grove City, Greenville, Fredonia, Farrell, Clark

Dauphin County: Williamstown, Steelton, Royalton, Pillow, Penbrook, Paxtang, Millersburg, Middletown, Lykens, Hummelstown, Highspire, Halifax, Gratz, Elizabethville, Dauphin, Berrysburg

Crawford County: Woodcock, Venango, Townville, Titusville, Springboro, Spartansburg, Saegertown, Meadville, Linesville, Hydetown, Conneautville, Conneaut Lake, Cochranton, Cambridge Springs, Blooming Valley

Erie County: Wesleyville, Wattsburg, Waterford, Union City, Platea, North East, Mill Village, McKean, Lake City, Girard, Elgin, Edinboro, Cranesville, Corry, Albion

Bradford County: Wyalusing, Troy, Towanda, Sylvania, South Waverly, Sayre, Rome, New Albany, Monroe, LeRaysville, Canton, Burlington, Athens, Alba

Chester County: West Grove, Spring City, South Coatesville, Parkesburg, Oxford, Modena, Malvern, Kennett Square, Honey Brook, Elverson, Downingtown, Coatesville, Avondale, Atglen

Indiana County: Smicksburg, Shelocta, Saltsburg, Plumville, Marion Center, Indiana, Homer City, Glen Campbell, Ernest, Creekside, Clymer, Cherry Tree, Blairsville, Armagh

Adams County: York Springs, New Oxford, McSherrystown, Littlestown, Gettysburg, Fairfield, East Berlin, Carroll Valley, Bonneauville, Biglerville, Bendersville, Arendtsville, Abbottstown

Northumberland County: Watsontown, Turbotville, Sunbury, Snydertown, Shamokin, Riverside, Northumberland, Mount Carmel, Milton, McEwensville, Marion Heights, Kulpmont, Herndon

Susquehanna County: Union Dale, Thompson, Susquehanna Depot, Oakland, New Milford, Montrose, Little Meadows, Lanesboro, Hop Bottom, Hallstead, Great Bend, Friendsville, Forest City

Carbon County: Weissport, Weatherly, Summit Hill, Parryville, Palmerton, Nesquehoning, Lehighton, Lansford, Jim Thorpe, East Side, Bowmanstown, Beaver Meadows

Clarion County: Strattanville, St. Petersburg, Sligo, Shippenville, Rimersburg, New Bethlehem, Knox, Hawthorn, Foxburg, East Brady, Clarion, Callensburg

Bedford County: Woodbury, St. Clairsville, Schellsburg, Saxton, Rainsburg, New Paris, Manns Choice, Hyndman, Hopewell, Everett, Bedford

Jefferson County: Worthville, Timblin, Sykesville, Summerville, Reynoldsville, Punxsutawney, Falls Creek, Corsica, Brookville, Brockway, Big Run

Venango County: Utica, Sugarcreek, Rouseville, Polk, Pleasantville, Oil City, Franklin, Emlenton, Cooperstown, Clintonville, Barkeyville

Cumberland County: Wormleysburg, Shiremanstown, Shippensburg, Newville, Newburg, New Cumberland, Mount Holly Springs, Mechanicsburg, Lemoyne, Camp Hill

Lawrence County: Wampum, Volant, South New Castle, S.N.P.J., New Wilmington, New Beaver, Enon Valley, Ellwood City, Ellport, Bessemer

Centre County: Unionville, Snow Shoe, Port Matilda, Philipsburg, Millheim, Milesburg, Howard, Centre Hall, Bellefonte

Columbia County: Stillwater, Orangeville, Millville, Centralia, Catawissa, Briar Creek, Bloomsburg, Berwick, Benton

Lycoming County: South Williamsport, Salladasburg, Picture Rocks, Muncy, Montoursville, Montgomery, Jersey Shore, Hughesville, Duboistown

Perry County: Newport, New Buffalo, Millerstown, Marysville, Liverpool, Landisburg, Duncannon, Bloomfield, Blain

Tioga County: Westfield, Wellsboro, Tioga, Roseville, Mansfield, Lawrenceville, Knoxville, Elkland, Blossburg

Blair County: Williamsburg, Tyrone, Roaring Spring, Newry, Martinsburg, Hollidaysburg, Duncansville, Bellwood

Clinton County: South Renovo, Renovo, Mill Hall, Loganton, Lock Haven, Flemington, Beech Creek, Avis

Lehigh County: Slatington, Macungie, Fountain Hill, Emmaus, Coplay, Coopersburg, Catasauqua, Alburtis

Lebanon County: Richland, Palmyra, Myerstown, Mount Gretna, Jonestown, Cornwall, Cleona

Mckean County: Smethport, Port Allegany, Mount Jewett, Lewis Run, Kane, Eldred, Bradford

Mifflin County: Newton Hamilton, McVeytown, Lewistown, Kistler, Juniata Terrace, Burnham

Potter County: Ulysses, Shinglehouse, Oswayo, Galeton, Coudersport, Austin

Snyder County: Shamokin Dam, Selinsgrove, Middleburg, McClure, Freeburg, Beavertown

Warren County: Youngsville, Warren, Tidioute, Sugar Grove, Clarendon, Bear Lake

Wayne County: Waymart, Starrucca, Prompton, Honesdale, Hawley, Bethany

Franklin County: Waynesboro, Orrstown, Mont Alto, Mercersburg, Greencastle

Greene County: Waynesburg, Rices Landing, Greensboro, Clarksville, Carmichaels

Wyoming County: Tunkhannock, Nicholson, Meshoppen, Laceyville, Factoryville

Juniata County: Thompsontown, Port Royal, Mifflintown, Mifflin

Monroe County: Stroudsburg, Mount Pocono, East Stroudsburg, Delaware Water Gap

Sullivan County: Laporte, Forksville, Eagles Mere, Dushore

Union County: New Berlin, Mifflinburg, Lewisburg, Hartleton

Elk County: St. Marys, Ridgway, Johnsonburg

Cameron County: Emporium, Driftwood

Fulton County: Valley-Hi, McConnellsburg

Montour County: Washingtonville, Danville

Pike County: Milford, Matamoras

Forest County: Tionesta

Cyber insurance in Pennsylvania: FAQ

What is Pennsylvania's data breach notification law?

Breach of Personal Information Notification Act, 73 P.S. § 2301 et seq.. Businesses must also consider the laws of other states where affected individuals live.

How much internet crime is reported in Pennsylvania?

The FBI's IC3 received 27,838 complaints from Pennsylvania in 2024, with $400,082,312 in reported losses.

Who regulates cyber insurers in Pennsylvania?

Insurance companies are regulated by the Pennsylvania Insurance Department.

How do I get cyber insurance in Pennsylvania?

Gather your business details, data inventory, and security controls, then request quotes. Insurers price each business individually after underwriting.

Sources

Start a Pennsylvania cyber quote

Last updated October 15, 2026 · How we research