Pennsylvania
Cyber liability insurance in Pennsylvania
Internet crime data, breach notification rules, and city guides for Pennsylvania businesses. A quote is not a binder.
Pennsylvania residents filed 27,838 internet crime complaints with the FBI in 2024 and reported $400,082,312 in losses. The state had 307,065 business establishments in 2023, 28% of them in health care, professional services, or finance, the sectors that hold the most sensitive data. Below are the state's numbers, its breach notification law, what moves a cyber quote, and guides for the largest cities.
Pennsylvania cyber risk at a glance
| Measure | Pennsylvania | Source |
|---|---|---|
| IC3 internet crime complaints (2024) | 27,838 | FBI IC3 |
| Reported internet crime losses (2024) | $400,082,312 | FBI IC3 |
| Complaints per 100,000 residents (2024) | 212.8 | FBI IC3 |
| Business establishments (2023) | 307,065 | Census CBP |
| Health care and social assistance establishments | 39,602 | Census CBP |
| Professional, scientific, and technical establishments | 30,357 | Census CBP |
| Finance and insurance establishments | 16,829 | Census CBP |
| Share of establishments in these three sectors | 28% | Census CBP |
| Establishments with fewer than 5 employees | 51% | Census CBP |
| Workers who work from home | 16% | Census ACS |
Sources: FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report; U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52); U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter.
Pennsylvania data breach notification law
When personal information about Pennsylvania residents is compromised, notice is governed by Breach of Personal Information Notification Act, 73 P.S. § 2301 et seq.. The statute defines personal information, sets the timing and content of notices, and in some cases requires notice to the attorney general. Affected people in other states bring their own laws into play. Our breach notification guide compares the ten states we serve.
What moves a Pennsylvania cyber quote
- Revenue and size of the business.
- Industry, especially health care, finance, and professional services.
- Records held: volume and type of personal, health, and payment data.
- Security controls: MFA, endpoint detection and response, backups, and patching.
- Limits, retention, and waiting period you choose.
- Coverage options such as social engineering and dependent business interruption.
- Prior incidents and claims.
See cost factors and security controls insurers look for.
City guides for Pennsylvania
- Philadelphia
- Pittsburgh
- Allentown
- Reading
- Erie
- Bethlehem
- Scranton
- Lancaster
- Harrisburg
- York
- Wilkes-Barre
- Altoona
- State College
- Norristown
- Chester
- Bethel Park
- Easton
- Hazleton
- Monroeville
- Williamsport
- Lebanon
- Plum
- Pottstown
- Chambersburg
- West Chester
- Carlisle
- New Castle
- Murrysville
- Baldwin
- Phoenixville
Coverage and guides
- First-party cyber coverage
- Third-party cyber liability
- Ransomware and cyber extortion coverage
- Social engineering and funds transfer fraud
- Cyber business interruption
- Regulatory defense and PCI coverage
- Data breach notification laws by state
- Security controls cyber insurers look for
- Cyber insurance application checklist
- What affects cyber insurance cost
- Building a cyber incident response plan
More Pennsylvania communities
We accept cyber insurance requests from businesses anywhere in Pennsylvania. Other communities, grouped by county:
Allegheny County: Wilmerding, Wilkinsburg, Whitehall, White Oak, Whitaker, West View, West Mifflin, West Homestead, West Elizabeth, Wall, Versailles, Verona, Turtle Creek, Thornburg, Tarentum, Swissvale, Springdale, Sharpsburg, Sewickley Hills, Sewickley Heights, Sewickley, Rosslyn Farms, Rankin, Port Vue, Pleasant Hills, Pitcairn, Pennsbury Village, Oakmont, Oakdale, North Braddock, Munhall, Mount Oliver, Millvale, McKeesport, McKees Rocks, Lincoln, Liberty, Leetsdale, Jefferson Hills, Ingram, Homestead, Heidelberg, Haysville, Green Tree, Glenfield, Glen Osborne, Glassport, Franklin Park, Fox Chapel, Forest Hills, Etna, Emsworth, Elizabeth, Edgeworth, Edgewood, East Pittsburgh, East McKeesport, Duquesne, Dravosburg, Dormont, Crafton, Coraopolis, Clairton, Churchill, Cheswick, Chalfant, Castle Shannon, Carnegie, Bridgeville, Brentwood, Bradford Woods, Braddock Hills, Braddock, Brackenridge, Blawnox, Ben Avon Heights, Ben Avon, Bellevue, Bell Acres, Avalon, Aspinwall
Westmoreland County: Youngwood, Youngstown, West Newton, West Leechburg, Vandergrift, Trafford, Sutersville, Southwest Greensburg, South Greensburg, Smithton, Seward, Scottdale, Penn, Oklahoma, North Irwin, North Belle Vernon, New Stanton, New Kensington, New Florence, New Alexandria, Mount Pleasant, Monessen, Manor, Madison, Lower Burrell, Ligonier, Laurel Mountain, Latrobe, Jeannette, Irwin, Hyde Park, Hunker, Greensburg, Export, East Vandergrift, Donegal, Derry, Delmont, Bolivar, Avonmore, Arona, Arnold, Adamsburg
Luzerne County: Yatesville, Wyoming, White Haven, West Wyoming, West Pittston, West Hazleton, Warrior Run, Swoyersville, Sugar Notch, Shickshinny, Pringle, Plymouth, Pittston, Penn Lake Park, Nuangola, New Columbus, Nescopeck, Nanticoke, Luzerne, Laurel Run, Larksville, Laflin, Kingston, Jeddo, Hughestown, Harveys Lake, Freeland, Forty Fort, Exeter, Edwardsville, Duryea, Dupont, Dallas, Courtdale, Conyngham, Bear Creek Village, Avoca, Ashley
York County: Yorkana, York Haven, Yoe, Wrightsville, Winterstown, Windsor, West York, Wellsville, Stewartstown, Spring Grove, Shrewsbury, Seven Valleys, Red Lion, Railroad, North York, New Salem, New Freedom, Mount Wolf, Manchester, Loganville, Lewisberry, Jefferson, Jacobus, Hanover, Hallam, Goldsboro, Glen Rock, Franklintown, Felton, Fawn Grove, East Prospect, Dover, Dillsburg, Delta, Dallastown, Cross Roads
Washington County: West Middletown, West Brownsville, Washington, Twilight, Stockdale, Speers, Roscoe, North Charleroi, New Eagle, Monongahela, Midway, McDonald, Marianna, Long Branch, Houston, Green Hills, Finleyville, Ellsworth, Elco, East Washington, Dunlevy, Donora, Deemston, Cokeburg, Coal Center, Claysville, Charleroi, Centerville, Canonsburg, Burgettstown, Bentleyville, Beallsville, Allenport
Cambria County: Wilmore, Westmont, Vintondale, Tunnelhill, Summerhill, Southmont, South Fork, Scalp Level, Sankertown, Portage, Patton, Northern Cambria, Nanty-Glo, Loretto, Lorain, Lilly, Johnstown, Hastings, Geistown, Gallitzin, Ferndale, Ehrenfeld, Ebensburg, East Conemaugh, Dale, Daisytown, Cresson, Chest Springs, Cassandra, Carrolltown, Brownstown, Ashville
Beaver County: West Mayfield, South Heights, Shippingport, Rochester, Patterson Heights, Ohioville, New Galilee, New Brighton, Monaca, Midland, Koppel, Industry, Hookstown, Homewood, Glasgow, Georgetown, Freedom, Frankfort Springs, Fallston, Economy, Eastvale, East Rochester, Darlington, Conway, Bridgewater, Big Beaver, Beaver Falls, Beaver, Baden, Ambridge, Aliquippa
Schuylkill County: Tremont, Tower City, Tamaqua, St. Clair, Shenandoah, Schuylkill Haven, Ringtown, Pottsville, Port Clinton, Port Carbon, Pine Grove, Palo Alto, Orwigsburg, New Ringgold, New Philadelphia, Mount Carbon, Minersville, Middleport, Mechanicsville, McAdoo, Mahanoy City, Landingville, Gordon, Girardville, Gilberton, Frackville, Deer Lake, Cressona, Coaldale, Auburn, Ashland
Berks County: Wyomissing, Womelsdorf, West Reading, Wernersville, Topton, St. Lawrence, Sinking Spring, Shoemakersville, Shillington, Robesonia, New Morgan, Mount Penn, Mohnton, Lyons, Lenhartsville, Leesport, Laureldale, Kutztown, Kenhorst, Hamburg, Fleetwood, Centerport, Boyertown, Birdsboro, Bernville, Bechtelsville, Bally
Delaware County: Yeadon, Upland, Trainer, Swarthmore, Sharon Hill, Rutledge, Rose Valley, Ridley Park, Prospect Park, Parkside, Norwood, Morton, Millbourne, Media, Marcus Hook, Lansdowne, Glenolden, Folcroft, Eddystone, East Lansdowne, Darby, Colwyn, Collingdale, Clifton Heights, Chester Heights, Brookhaven, Aldan
Somerset County: Windber, Wellersburg, Ursina, Stoystown, Somerset, Shanksville, Seven Springs, Salisbury, Rockwood, Paint, New Centerville, New Baltimore, Meyersdale, Jennerstown, Indian Lake, Hooversville, Garrett, Confluence, Central City, Casselman, Callimont, Boswell, Berlin, Benson, Addison
Butler County: Zelienople, West Sunbury, West Liberty, Valencia, Slippery Rock, Seven Fields, Saxonburg, Prospect, Portersville, Petrolia, Mars, Karns City, Harrisville, Harmony, Fairview, Evans City, Eau Claire, East Butler, Connoquenessing, Chicora, Cherry Valley, Callery, Butler, Bruin
Bucks County: Yardley, Tullytown, Trumbauersville, Silverdale, Sellersville, Riegelsville, Richlandtown, Quakertown, Perkasie, Penndel, Newtown, New Hope, New Britain, Morrisville, Langhorne Manor, Langhorne, Ivyland, Hulmeville, Dublin, Doylestown, Chalfont, Bristol
Montgomery County: West Conshohocken, Trappe, Telford, Souderton, Schwenksville, Royersford, Rockledge, Red Hill, Pennsburg, North Wales, Narberth, Lansdale, Jenkintown, Hatfield, Hatboro, Green Lane, East Greenville, Conshohocken, Collegeville, Bryn Athyn, Bridgeport, Ambler
Northampton County: Wind Gap, Wilson, West Easton, Walnutport, Tatamy, Stockertown, Roseto, Portland, Pen Argyl, Northampton, North Catasauqua, Nazareth, Hellertown, Glendon, Freemansburg, East Bangor, Chapman, Bath, Bangor
Clearfield County: Westover, Wallaceton, Troutville, Ramey, Osceola Mills, New Washington, Mahaffey, Irvona, Houtzdale, Grampian, Glen Hope, DuBois, Curwensville, Coalport, Clearfield, Chester Hill, Burnside, Brisbin
Fayette County: Vanderbilt, Uniontown, South Connellsville, Smithfield, Point Marion, Perryopolis, Ohiopyle, Newell, Masontown, Markleysburg, Fayette City, Fairchance, Everson, Dunbar, Dawson, Connellsville, Brownsville, Belle Vernon
Huntingdon County: Three Springs, Shirleysburg, Shade Gap, Saltillo, Rockhill, Petersburg, Orbisonia, Mount Union, Mill Creek, Marklesburg, Mapleton, Huntingdon, Dudley, Coalmont, Cassville, Broad Top City, Birmingham, Alexandria
Lackawanna County: Vandling, Throop, Taylor, Olyphant, Old Forge, Moscow, Moosic, Mayfield, Jessup, Jermyn, Dunmore, Dickson City, Dalton, Clarks Summit, Clarks Green, Carbondale, Blakely, Archbald
Lancaster County: Terre Hill, Strasburg, Quarryville, New Holland, Mountville, Mount Joy, Millersville, Marietta, Manheim, Lititz, Ephrata, Elizabethtown, East Petersburg, Denver, Columbia, Christiana, Akron, Adamstown
Armstrong County: Worthington, West Kittanning, South Bethlehem, Rural Valley, Parker, North Apollo, Manorville, Leechburg, Kittanning, Freeport, Ford Cliff, Ford City, Elderton, Dayton, Atwood, Applewold, Apollo
Mercer County: Wheatland, West Middlesex, Stoneboro, Sheakleyville, Sharpsville, Sharon, Sandy Lake, New Lebanon, Mercer, Jamestown, Jackson Center, Hermitage, Grove City, Greenville, Fredonia, Farrell, Clark
Dauphin County: Williamstown, Steelton, Royalton, Pillow, Penbrook, Paxtang, Millersburg, Middletown, Lykens, Hummelstown, Highspire, Halifax, Gratz, Elizabethville, Dauphin, Berrysburg
Crawford County: Woodcock, Venango, Townville, Titusville, Springboro, Spartansburg, Saegertown, Meadville, Linesville, Hydetown, Conneautville, Conneaut Lake, Cochranton, Cambridge Springs, Blooming Valley
Erie County: Wesleyville, Wattsburg, Waterford, Union City, Platea, North East, Mill Village, McKean, Lake City, Girard, Elgin, Edinboro, Cranesville, Corry, Albion
Bradford County: Wyalusing, Troy, Towanda, Sylvania, South Waverly, Sayre, Rome, New Albany, Monroe, LeRaysville, Canton, Burlington, Athens, Alba
Chester County: West Grove, Spring City, South Coatesville, Parkesburg, Oxford, Modena, Malvern, Kennett Square, Honey Brook, Elverson, Downingtown, Coatesville, Avondale, Atglen
Indiana County: Smicksburg, Shelocta, Saltsburg, Plumville, Marion Center, Indiana, Homer City, Glen Campbell, Ernest, Creekside, Clymer, Cherry Tree, Blairsville, Armagh
Adams County: York Springs, New Oxford, McSherrystown, Littlestown, Gettysburg, Fairfield, East Berlin, Carroll Valley, Bonneauville, Biglerville, Bendersville, Arendtsville, Abbottstown
Northumberland County: Watsontown, Turbotville, Sunbury, Snydertown, Shamokin, Riverside, Northumberland, Mount Carmel, Milton, McEwensville, Marion Heights, Kulpmont, Herndon
Susquehanna County: Union Dale, Thompson, Susquehanna Depot, Oakland, New Milford, Montrose, Little Meadows, Lanesboro, Hop Bottom, Hallstead, Great Bend, Friendsville, Forest City
Carbon County: Weissport, Weatherly, Summit Hill, Parryville, Palmerton, Nesquehoning, Lehighton, Lansford, Jim Thorpe, East Side, Bowmanstown, Beaver Meadows
Clarion County: Strattanville, St. Petersburg, Sligo, Shippenville, Rimersburg, New Bethlehem, Knox, Hawthorn, Foxburg, East Brady, Clarion, Callensburg
Bedford County: Woodbury, St. Clairsville, Schellsburg, Saxton, Rainsburg, New Paris, Manns Choice, Hyndman, Hopewell, Everett, Bedford
Jefferson County: Worthville, Timblin, Sykesville, Summerville, Reynoldsville, Punxsutawney, Falls Creek, Corsica, Brookville, Brockway, Big Run
Venango County: Utica, Sugarcreek, Rouseville, Polk, Pleasantville, Oil City, Franklin, Emlenton, Cooperstown, Clintonville, Barkeyville
Cumberland County: Wormleysburg, Shiremanstown, Shippensburg, Newville, Newburg, New Cumberland, Mount Holly Springs, Mechanicsburg, Lemoyne, Camp Hill
Lawrence County: Wampum, Volant, South New Castle, S.N.P.J., New Wilmington, New Beaver, Enon Valley, Ellwood City, Ellport, Bessemer
Centre County: Unionville, Snow Shoe, Port Matilda, Philipsburg, Millheim, Milesburg, Howard, Centre Hall, Bellefonte
Columbia County: Stillwater, Orangeville, Millville, Centralia, Catawissa, Briar Creek, Bloomsburg, Berwick, Benton
Lycoming County: South Williamsport, Salladasburg, Picture Rocks, Muncy, Montoursville, Montgomery, Jersey Shore, Hughesville, Duboistown
Perry County: Newport, New Buffalo, Millerstown, Marysville, Liverpool, Landisburg, Duncannon, Bloomfield, Blain
Tioga County: Westfield, Wellsboro, Tioga, Roseville, Mansfield, Lawrenceville, Knoxville, Elkland, Blossburg
Blair County: Williamsburg, Tyrone, Roaring Spring, Newry, Martinsburg, Hollidaysburg, Duncansville, Bellwood
Clinton County: South Renovo, Renovo, Mill Hall, Loganton, Lock Haven, Flemington, Beech Creek, Avis
Lehigh County: Slatington, Macungie, Fountain Hill, Emmaus, Coplay, Coopersburg, Catasauqua, Alburtis
Lebanon County: Richland, Palmyra, Myerstown, Mount Gretna, Jonestown, Cornwall, Cleona
Mckean County: Smethport, Port Allegany, Mount Jewett, Lewis Run, Kane, Eldred, Bradford
Mifflin County: Newton Hamilton, McVeytown, Lewistown, Kistler, Juniata Terrace, Burnham
Potter County: Ulysses, Shinglehouse, Oswayo, Galeton, Coudersport, Austin
Snyder County: Shamokin Dam, Selinsgrove, Middleburg, McClure, Freeburg, Beavertown
Warren County: Youngsville, Warren, Tidioute, Sugar Grove, Clarendon, Bear Lake
Wayne County: Waymart, Starrucca, Prompton, Honesdale, Hawley, Bethany
Franklin County: Waynesboro, Orrstown, Mont Alto, Mercersburg, Greencastle
Greene County: Waynesburg, Rices Landing, Greensboro, Clarksville, Carmichaels
Wyoming County: Tunkhannock, Nicholson, Meshoppen, Laceyville, Factoryville
Juniata County: Thompsontown, Port Royal, Mifflintown, Mifflin
Monroe County: Stroudsburg, Mount Pocono, East Stroudsburg, Delaware Water Gap
Sullivan County: Laporte, Forksville, Eagles Mere, Dushore
Union County: New Berlin, Mifflinburg, Lewisburg, Hartleton
Elk County: St. Marys, Ridgway, Johnsonburg
Cameron County: Emporium, Driftwood
Fulton County: Valley-Hi, McConnellsburg
Montour County: Washingtonville, Danville
Pike County: Milford, Matamoras
Forest County: Tionesta
Cyber insurance in Pennsylvania: FAQ
What is Pennsylvania's data breach notification law?
Breach of Personal Information Notification Act, 73 P.S. § 2301 et seq.. Businesses must also consider the laws of other states where affected individuals live.
How much internet crime is reported in Pennsylvania?
The FBI's IC3 received 27,838 complaints from Pennsylvania in 2024, with $400,082,312 in reported losses.
Who regulates cyber insurers in Pennsylvania?
Insurance companies are regulated by the Pennsylvania Insurance Department.
How do I get cyber insurance in Pennsylvania?
Gather your business details, data inventory, and security controls, then request quotes. Insurers price each business individually after underwriting.
Sources
- FBI Internet Crime Complaint Center (IC3), 2024 Internet Crime Report
- U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52)
- U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter
- U.S. Census Bureau Vintage 2024 city population estimates
- Pennsylvania Insurance Department
Start a Pennsylvania cyber quote
Last updated October 15, 2026 · How we research