Pierre, SD
Cyber liability insurance in Pierre, South Dakota
Cyber liability, ransomware, and social engineering coverage for businesses in Pierre, with county industry data. A quote is not a binder.
Businesses in Pierre (13,788 people) share a county economy of 632 establishments. Health care, professional and technical services, and finance and insurance make up 28% of them, compared with 24% across South Dakota.
Data-heavy businesses in Hughes County
| Establishments (2023) | Hughes County | South Dakota |
|---|---|---|
| All business establishments | 632 | 29,106 |
| Health care and social assistance | 70 | 2,829 |
| Professional, scientific, and technical services | 59 | 2,214 |
| Finance and insurance | 49 | 2,044 |
| Share in these three sectors | 28% | 24% |
| Establishments with fewer than 5 employees | 57% | 56% |
Data: County Business Patterns 2023 (NAICS 52, 54, 62).
With 70 health care providers and social service organizations in Hughes County, a lot of protected health information moves through local networks, portals, and billing vendors. A breach there typically triggers both state notice rules and federal health privacy rules.
The 59 professional and technical firms in Hughes County are frequent targets of invoice fraud and credential theft. Their clients increasingly ask for proof of cyber coverage before awarding work.
What Pierre's workforce says about cyber exposure
About 4% of Pierre's 6,963 workers worked from home in the 2020–2024 Census survey, below the South Dakota rate of 10%. Remote access, home networks, and personal devices widen the attack surface that underwriters ask about.
The city has 6,399.0 housing units, 31% of occupied homes rented, and a median housing year of 1976. Property managers, landlords, and the service businesses around them collect tenant applications, bank details, and Social Security numbers.
Work and housing data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
South Dakota breach law and Pierre companies
South Dakota's breach notification statute, SDCL §§ 22-40-19 to 22-40-26, governs notice to affected residents. Because the duty follows where people live, a Pierre company with out-of-state customers may face several laws at once.
Statewide, South Dakota residents filed 1,298 complaints with the FBI's IC3 in 2024 and reported $24,957,446 in losses.
About 57% of Hughes County's establishments have fewer than five employees. Small offices often lack dedicated IT staff, which is why insurers' questions about MFA, backups, and patching matter so much for them.
Pierre compared with other South Dakota cities
In Sioux Falls, the county counts 591 professional services firms. Pennington County, home to Rapid City, lists 4,137 business establishments. Pierre is 15th of 15 profiled South Dakota cities for the share of residents working from home.
Preparing a Pierre cyber insurance request
- Antivirus or EDR on computers and servers
- How you verify changes to vendor bank details
- Estimated number of people whose data you keep
- Multi-factor authentication status
- Backup method and last test date
- Any past breaches, ransomware, or fraud losses
Pierre cyber insurance FAQ
Do Pierre businesses need cyber insurance?
Any business that stores customer data, relies on email, or pays vendors electronically has exposure. See the South Dakota page for state data.
How many health care businesses are in Hughes County?
The Census Bureau counted 70 health care and social assistance establishments and 59 professional services establishments in Hughes County in 2023.
What security do insurers expect from Pierre businesses?
Options are limited without multi-factor authentication. See what insurers look for.
Other cyber insurance pages near Pierre
Cyber insurance in South Dakota · Coverage guides
Last updated October 15, 2026 · How we research