Wilkes-Barre, PA
Cyber coverage for Wilkes-Barre, PA businesses
Cyber liability, ransomware, and social engineering coverage for businesses in Wilkes-Barre, with county industry data. A quote is not a binder.
Cyber risk follows data, and Wilkes-Barre's county has plenty of it: 1,052 health care establishments, 514 professional services firms, and 346 finance and insurance offices among 7,212 businesses in all. The city itself has roughly 44,661 residents.
Wilkes-Barre-area business statistics
| Establishments (2023) | Luzerne County | Pennsylvania |
|---|---|---|
| All business establishments | 7,212 | 307,065 |
| Health care and social assistance | 1,052 | 39,602 |
| Professional, scientific, and technical services | 514 | 30,357 |
| Finance and insurance | 346 | 16,829 |
| Share in these three sectors | 27% | 28% |
| Establishments with fewer than 5 employees | 51% | 51% |
Source: U.S. Census Bureau, County Business Patterns 2023: all industries, health care and social assistance (NAICS 62), professional, scientific, and technical services (NAICS 54), and finance and insurance (NAICS 52).
With 1,052 health care providers and social service organizations in Luzerne County, a lot of protected health information moves through local networks, portals, and billing vendors. A breach there typically triggers both state notice rules and federal health privacy rules.
Professional services are well represented, with 514 establishments. Accounting, design, consulting, and technology firms near Wilkes-Barre often face contract requirements to carry cyber liability for their clients.
How Wilkes-Barre works online
About 8% of Wilkes-Barre's 18,935 workers worked from home in the 2020–2024 Census survey, below the Pennsylvania rate of 16%. Remote access, home networks, and personal devices widen the attack surface that underwriters ask about.
The city has 19,781.0 housing units, 49% of occupied homes rented, and a median housing year of 1943. Property managers, landlords, and the service businesses around them collect tenant applications, bank details, and Social Security numbers.
Work and housing data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Breach notification rules for Wilkes-Barre businesses
Pennsylvania's breach notification statute, Breach of Personal Information Notification Act, 73 P.S. § 2301 et seq., governs notice to affected residents. Because the duty follows where people live, a Wilkes-Barre company with out-of-state customers may face several laws at once.
FBI data for 2024 show $400,082,312 in reported internet crime losses across Pennsylvania, from 27,838 complaints.
Small businesses dominate: 51% of the county's establishments employ fewer than five people. Many cyber policies for small firms can be quoted from a short application if core controls are in place.
How Wilkes-Barre compares
Philadelphia County, home to Philadelphia, lists 29,460 business establishments. Allegheny County, home to Pittsburgh, lists 33,812 business establishments. Also in Luzerne County, Hazleton has a remote-work share of 3%. By remote-work share, Wilkes-Barre ranks 25th among the 30 Pennsylvania cities profiled here.
What insurers will ask Wilkes-Barre businesses
- Multi-factor authentication status
- Backup method and last test date
- Business name, website domains, and revenue
- Industry and description of operations
- Types of sensitive data you hold
- Prior incidents or claims
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Questions from Wilkes-Barre businesses
Do Wilkes-Barre businesses need cyber insurance?
Any business that stores customer data, relies on email, or pays vendors electronically has exposure. See the Pennsylvania page for state data.
How many data-heavy businesses operate near Wilkes-Barre?
The Census Bureau counted 1,052 health care and social assistance establishments and 514 professional services establishments in Luzerne County in 2023.
What security do insurers expect from Wilkes-Barre businesses?
Most insurers ask about MFA, endpoint protection, backups, and patching. See security controls.
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Cyber insurance in Pennsylvania · Coverage guides
Last updated October 15, 2026 · How we research