Coeur d'Alene, ID
Coeur d'Alene, ID cyber insurance quotes
Local business data, breach notification rules, and what insurers ask Coeur d'Alene businesses. A quote is not a binder.
Coeur d'Alene has about 57,355 residents and sits in Kootenai County, where 6,221 business establishments operated in 2023. 1,663 of them (27%) were in health care, professional services, or finance, the sectors that hold the most sensitive data.
Data-heavy businesses in Kootenai County
| Establishments (2023) | Kootenai County | Idaho |
|---|---|---|
| All business establishments | 6,221 | 58,100 |
| Health care and social assistance | 688 | 6,739 |
| Professional, scientific, and technical services | 663 | 5,944 |
| Finance and insurance | 312 | 3,162 |
| Share in these three sectors | 27% | 27% |
| Establishments with fewer than 5 employees | 61% | 59% |
Census Bureau County Business Patterns, 2023 release.
Health care is a large cyber exposure in Kootenai County: 688 establishments, from clinics and dental offices to home health and social service agencies. Patient records carry both breach notification duties and federal health privacy obligations.
The 663 professional and technical firms in Kootenai County are frequent targets of invoice fraud and credential theft. Their clients increasingly ask for proof of cyber coverage before awarding work.
Remote work and connected homes in Coeur d'Alene
Working from home is the norm for 13% of employed Coeur d'Alene residents (Census 2020–2024), versus 13% in Idaho overall. Each remote laptop is an endpoint insurers expect to be monitored and patched.
The city has 26,142.0 housing units, 41% of occupied homes rented, and a median housing year of 1994. Property managers, landlords, and the service businesses around them collect tenant applications, bank details, and Social Security numbers.
Source: Census ACS 2020–2024 five-year estimates (B08301, B25003, B25024, B25035); Vintage 2024 population estimates.
Idaho breach law and Coeur d'Alene companies
For companies based in Coeur d'Alene, the starting point after a data incident is Idaho Code §§ 28-51-104 to 28-51-107; a privacy attorney then checks the laws of every state where affected customers live.
IC3 logged 3,081 complaints from Idaho in 2024, or 153.9 per 100,000 residents.
About 61% of Kootenai County's establishments have fewer than five employees. Small offices often lack dedicated IT staff, which is why insurers' questions about MFA, backups, and patching matter so much for them.
Nearby markets
In Boise, the county counts 2,304 professional services firms. Ada County, home to Meridian, lists 17,028 business establishments. Also in Kootenai County, Post Falls has a remote-work share of 13%. By remote-work share, Coeur d'Alene ranks 5th among the 15 Idaho cities profiled here.
What insurers will ask Coeur d'Alene businesses
- Legal name, domains, and annual revenue
- Approximate number of records
- Personal, health, payment card, or financial data you store
- Industry and description of operations
- Where MFA is enforced: email, remote access, admin accounts
- Any past breaches, ransomware, or fraud losses
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Questions from Coeur d'Alene businesses
Is cyber insurance worth it for a small Coeur d'Alene business?
Any business that stores customer data, relies on email, or pays vendors electronically has exposure. See the Idaho page for state data.
How many health care businesses are in Kootenai County?
The Census Bureau counted 688 health care and social assistance establishments and 663 professional services establishments in Kootenai County in 2023.
Can a Coeur d'Alene business without MFA get cyber insurance?
Most insurers ask about MFA, endpoint protection, backups, and patching. See security controls.
More Idaho cities
Cyber insurance in Idaho · Coverage guides
Last updated October 15, 2026 · How we research